IntraFi® Network Deposits

IntraFi® Network Deposits

At County National Bank, we know that FDIC insurance is important to you. With IntraFi® Network Deposits, you can access FDIC protection on multi-million dollar investments through CNB.

How does IntraFi® Network Deposits work?

When you choose the IntraFi® option and place a large deposit with us, we put your funds into demand deposit accounts, money market deposit accounts, and certificates of deposit issued by other banks in the network - in increments of less than the standard FDIC insurance maximum - so that both principal and interest are eligible for complete FDIC protection. As a result, you can receive coverage from many banks while working with just one.

What else should I know?

With IntraFi®, you can say "goodbye" to running around town to open accounts at multiple banks in different insurable capacities. There also is no need to manually consolidate account statements or interest disbursements, which frees up your valuable time. You can enjoy the peace of mind associated with access to full FDIC insurance on your funds. You've worked hard for your money. Now, let it work hard for you.

As always, your confidential information remains protected.

With IntraFi® Network Deposits, you get:

One Bank

  • Access multi-million dollar FDIC insurance coverage by working with just us - the bank you know and trust.

One Rate

  • Negotiate one rate with us for each account maturity and enjoy the option of reinvesting funds through a simple process.

One Statement

  • Receive one easy-to-read statement from us summarizing all of your account holdings.

Please view our IntraFi® Network Deposits informational video tutorial (top-right side of this page) in order to get started. To learn more about putting IntraFi® to work for you, please call or visit one of our offices. We'll be happy to help.


Deposit placement through IntraFi’s deposit placement services is subject to the terms, conditions, and disclosures in the program agreements. Limits apply and customer eligibility criteria may apply. ICS program withdrawals may be limited to six per month for money market deposit accounts. Deposits are placed at destination institutions in amounts that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”) at any one destination institution. Using multiple destination institutions provides access to aggregate insurance amounts across institutions that are multiples of the SMDIA. Although deposits are placed at destination institutions in amounts that do not exceed the SMDIA at any one destination institution, a depositor’s balances at the relationship institution that places the deposits may exceed the SMDIA (e.g., before settlement for a deposit or after settlement for a withdrawal) or be ineligible for FDIC insurance (if the relationship institution is not an insured depository institution). The depositor is responsible for making any necessary arrangements to protect such balances consistent with applicable law. If the depositor is subject to restrictions on deposits of its funds, the depositor is responsible for determining whether deposit placement through IntraFi’s services satisfies those restrictions. A list identifying IntraFi network banks may be found at The depositor may exclude particular insured depository institutions from eligibility to receive the depositor’s funds.


Certificate of Deposit

Make your money work as hard as you with a higher interest rate Certificate of Deposit or Individual Retirement Account.